Why a cycling rain jacket matters
Riding in rain and wind doesn’t have to be miserable. According to REI’s rain riding guide, a cycling rain jacket keeps you dry, blocks wind, and helps you stay visible in low-light conditions. When paired with a good layering system and a few bike upgrades, the right jacket turns a wet commute or weekend spin into a comfortable ride.
How to choose a cycling jacket for rain and wind
The REI bike clothing guide explains that the top considerations in a cycling jacket are how well it blocks the wind and whether it keeps you dry. For serious rain protection, a waterproof cycling jacket with breathable fabric (like GORE-TEX) is recommended. Waterproof jackets offer more protection than water-resistant ones, and for a high-exertion activity like riding, you will likely need that waterproof and breathable combination. If rain, especially light rain, is only an occasional concern, a water-resistant jacket is fine; it offers as good or better breathability than more expensive waterproof/breathable shells.
Other features matter, too. Some jackets are hoodless, while others have a detachable or stowable hood. If you choose a jacket with a “helmet-compatible” hood, REI’s clothing guide suggests trying it with your helmet to see how it fits and whether it restricts visibility. Convertible bike jackets with removable zip-off sleeves let you turn the jacket into a vest when the weather eases up. Packable cycling jackets are easy to stash in a bike bag or pack. For colder climates, insulated jackets with thicker material and a brushed liner add warmth. The jacket you want for winter riding in Chicago is probably different from the one you will want for winter riding in Phoenix.
REI’s rain riding guide also highlights venting. Look for jackets with pit zips, which help you increase airflow without taking off the jacket. The longer your ride, the more venting you will want.
Layering for wet and windy rides
REI’s layering basics article describes a three-layer system that works well for cycling in rain and wind. A base layer wicks sweat off your skin, a middle layer retains body heat, and an outer layer (your cycling rain jacket) shields you from wind and rain. Even if you do not wear all three layers at the outset, it is a good idea to bring all layers on every outing: you can peel off layers if things heat up, but you cannot put on layers you did not bring.
For long commutes in the rain, REI’s rain riding guide suggests a light base layer, a rain jacket, breathable cycling tights, and waterproof cycling pants. If your commute is short and flat (think 15 minutes or less), you may not heat up to the point of needing a ton of venting, and you can likely get away with a thicker sweater or base layer under your rain jacket. For cold-weather rides, the winter cycling tips from REI recommend a wicking base layer, a warm long-sleeve jersey, and a waterproof cycling jacket and pants. You do not have to buy bike-specific clothing for all your layers, though specialized cyclewear has features that make you more visible and comfortable as you ride. For more on building a full system, see our cycling layering for cold weather guide.
Features that improve visibility and safety
Staying visible is the cyclist’s biggest safety concern when riding in the rain, according to REI’s rain riding guide. Always ride with a front and rear light, and make sure your bags do not block them. Reflective clothing and bags add another layer of visibility. The REI winter cycling article notes that most bike clothing, unless it is made solely for off-road riding, has reflective trim. If your dependable rain gear lacks reflectivity, wear a reflective vest or bands over it. At a minimum, you want a driver approaching from any direction to detect at least one reflective element. You can also add reflectors or reflective tape to your bike, clothing, or bike bags. Local laws on bike lights and helmets vary by state and city, so check your state and city rules. For more on lighting, read our bike lights for commuting and rear bike light guide.
Fenders are another safety and comfort feature. REI’s rain guide explains that front and rear fenders protect you and your bike from the elements. Tires kick up water, oil, and debris, and fenders help keep that stuff off you and out of your drivetrain, which can extend the life of your components. Warm, waterproof gloves are also important; the rain guide recommends looking for items made for skiing and kayaking, and the winter guide says to find the warmest pair that still affords full control of your brakes and shifters. Our cycling gloves guide covers padding, fingers, and weather considerations in more detail.
Jacket types and trade-offs
The table below, built from REI’s clothing guide and layering basics article, summarizes the main jacket categories and their trade-offs. Use it to match a jacket to your typical riding conditions.
| Jacket type | Protects against | Trade-off |
|---|---|---|
| Waterproof/breathable jacket | Heavy rain and wind | Less breathable than water-resistant options; typically higher cost |
| Water-resistant/breathable jacket | Light rain and wind | Not fully waterproof, but more breathable and often more affordable |
| Soft shell jacket | Light rain and wind, often with light insulation | Emphasizes breathability rather than full rain protection |
Caring for your jacket and bike after a rainy ride
REI’s rain riding guide recommends taking a few moments after a wet ride to care for your bike, which will do wonders for the longevity of your components. Give the bike a quick rinse to remove grime and dirt. Then wipe down the chain and reapply chain lube. Ideally, you will have a sheltered location like a garage to store your bike. If you do not, cover your seat with a plastic bag so it will be dry when you return. For your jacket, follow the manufacturer’s care instructions to preserve the water-repellent finish and breathability.
Frequently asked questions
Do I need a waterproof jacket or is water-resistant enough?
REI’s bike clothing guide says that for serious rain protection, a waterproof cycling jacket with breathable fabric is the better choice. If rain, especially light rain, is only an occasional concern, a water-resistant jacket is fine and often breathes better than a waterproof shell.
Can I wear a regular rain jacket for cycling?
You can. REI notes that you do not have to buy bike-specific clothing for all your layers, though specialized cyclewear has features that make you more visible and comfortable as you ride. Whatever you wear, look for pit zips or other venting, and add a reflective vest or bands if the jacket lacks reflectivity.
How do I keep my feet dry?
REI’s rain riding guide suggests layering wind- and waterproof cycling shoe covers over your bike shoes. The winter cycling article also recommends toe covers or full shoe covers, and notes that waterproof cycling socks are another option. For more on footwear, see our shoes and pedals section.
For more cycling apparel guides, visit our Cycling Apparel page.
